GET YOUR CAR FINANCECOMPENSATION

Were you mis-sold car finance? Check if you're entitled to £829 in compensation on average. Fast, free claim check.

START YOUR CLAIM NOW

100% No Win No Fee
FCA Regulated
Fast Processing

£829

Average compensation per agreement

Seconds

Check your agreements instantly

100% NO WIN NO FEE

You don't pay a penny unless we win your claim

CHECK YOUR ELIGIBILITY

WERE YOU
MIS-SOLD CAR FINANCE?

If your car finance included any of these mis-selling practices, you deserve compensation.

Took out PCP or HP finance between April 2007 and November 2024?
You could be owed an average of £829 in compensation.

Secret Commission Arrangements (DCAs)

Dealers secretly inflated your interest rate to earn higher commissions — without telling you.

Excessive Hidden Commissions

Hidden commissions that were completely disproportionate to the size of your loan.

Fake "Best Deal" Promises

Dealers pretended to find you the best deal while actually being locked into one lender.

SIMPLE PROCESS

HOW IT WORKS

Three simple steps to get the compensation you deserve. No hassle, no hidden fees, no risk.

Find All Your Deals

Just enter your details and we instantly search every major database to find all your historic car finance agreements - even ones you've forgotten about or from previous addresses.

Build Your Claim

Our system does the heavy lifting. We pull together all your agreements, analyze them for mis-selling, and build your case - all within seconds of you clicking submit.

Get Your Payout

Partner solicitors review your claim, gather evidence, and negotiate directly with lenders to maximize your payout. All on 100% no win, no fee - you don't lift a finger or pay a penny upfront.

CHECK MY CLAIM NOW

GOOD TO
KNOW

NO WIN NO FEE PROMISE

You don't pay a penny unless we win your claim. Our success fee ranges from 18-36% (including VAT) depending on your payout amount. You have 14 days to cancel with no charges. If you cancel after that, a cancellation fee may apply. We partner with specialist solicitors and may earn an introduction fee - this never reduces what you receive.

ABOUT YOUR CHOICES

You can pursue your car finance claim yourself directly with your lender, through the Financial Ombudsman Service, or via any FCA compensation scheme. We fight to maximize every claim, but we can't guarantee you'll get more than going solo. The difference? We handle everything - the paperwork, the legal work, the negotiations - while you sit back and wait for your payout.

FCA UPDATES

Finance firms now have until 4 December 2025 to respond to commission complaints. That's more time for them - but it also means claims are still wide open.

The FCA is launching a major compensation scheme in 2026 covering agreements from April 2007 to November 2024. Early estimates suggest average payouts around £829 per agreement - but individual claims could be significantly higher. Read the full FCA statement here

GOT
QUESTIONS?

Everything you need to know about claiming back mis-sold car finance.

Once you've submitted your claim, we'll email you regular updates at every stage — from initial lender contact through to payout. You can also contact our support team any time at wecare@pcphero.co.uk.